A home loan can run for many years, so compare the total cost rather than only a promotional rate.
Compare the effective cost
Review the interest structure, processing fee, legal or technical charges and repayment flexibility.
Choose tenure carefully
A longer tenure reduces monthly EMI but usually increases total interest.
Verify official terms
Use comparison pages to shortlist lenders, then verify current provider terms before applying.
This content is educational and is not personalised financial advice.